Dinheiro

General terms & overview.

1. Ownership and Regulatory Status

Dinheiro Group is a trading name of Dinheiro Limited, a company registered in England and Wales under Company Number 15820088. The registered office of Dinheiro Ltd is located at 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ. All services offered under the name "Dinheiro Group" are provided by Dinheiro Limited.

Payment services for Dinheiro Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales, Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB), License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution, Firm Reference Number: 927951.

Dinheiro Limited is not regulated as a money service provider. Payment services are provided by Sciopay Ltd, which operates in strict compliance with all applicable UK laws and regulations governing money services, including but not limited to the Financial Services and Markets Act 2000, the Payment Services Regulations 2017, and the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017.

2. Acceptance of Terms

By accessing and using this website, you acknowledge your acceptance of these General Terms, our Privacy Policy, as well as any supplementary notices and disclaimers published on the platform from time to time. If you do not agree to these terms, you must refrain from using this website and any associated services.

3. Amendments to Terms

Dinheiro reserves the exclusive right, at its sole discretion, to modify, supplement, or remove any portion of these terms, either in whole or in part, at any point. Any such changes shall take immediate effect upon their publication on this website. It is your responsibility to review these terms periodically. Continued use of the website after changes have been posted constitutes acceptance of the revised terms.

4. Information Accuracy and Disclaimer

While Dinheiro strives to ensure the accuracy, completeness, and timeliness of the information presented on this website, we do not warrant or guarantee its absolute correctness. In the event of any identified errors or omissions, Dinheiro will make reasonable efforts to address and rectify them promptly. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.

5. User Conduct

Users are expressly prohibited from:

Compromising the security or integrity of this website or any associated services.
Interfering with the experience of other users.
Attempting to gain unauthorised access to restricted areas of the site.
Transmitting or uploading any material that is defamatory, offensive, or otherwise unlawful.

6. External Links

For your convenience, our website may provide links to third-party sites. Dinheiro does not endorse or assume responsibility for the content, security practices, or privacy policies of these external sites. Deep linking to non-homepage sections of our website requires prior written consent from Dinheiro. We encourage users to review the terms and privacy policies of any third-party sites they visit.

7. Indemnity

By using this website, you agree to indemnify, defend, and hold Dinheiro, its directors, officers, employees, and partners harmless from any claims, liabilities, costs, or damages arising from your use of the site or any breach of these terms. This indemnity extends to any third-party claims resulting from your use of the website.

8. Limitation of Liability

Dinheiro shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or misuse of this website, regardless of the cause. This limitation of liability applies to the fullest extent permitted by law and does not affect your statutory rights as a consumer.

9. Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales. Nothing in these terms shall affect your statutory rights as a consumer under UK law.

10. Information Collection and Use

Your visit to our website does not require disclosure of your identity or personal information. However, certain features may invite you to register, subscribe, or request information, at which point we will clearly explain the purpose and intended use of any collected data.

We may share your information with trusted service providers, who are contractually obliged to adhere to our privacy standards and use your data solely for the provision of agreed services. We will not sell your personal information to third parties for marketing purposes.

11. Data Security

Dinheiro employs robust physical, electronic, and administrative safeguards to protect your personal information from unauthorised access, misuse, or disclosure. Any breach of these protocols by our personnel or partners will result in disciplinary or legal action. We are committed to complying with the UK Data Protection Act 2018 and the EU General Data Protection Regulation (GDPR) where applicable.

12. User Data Access

You have the right to review and update any personal information we hold about you. Requests should be submitted in writing to support@dinheiropayments.com. You may also request the deletion of your personal data, subject to applicable legal and regulatory requirements.

13. Intellectual Property

All content, design elements, software, graphics, and other materials on this website are protected by copyright and are the property of Dinheiro, its affiliates, or their respective contributors. Unauthorised reproduction, distribution, or commercial use of any aspect of this website including but not limited to text, images, and custom graphics is strictly prohibited without prior written permission from the copyright owner.

Trademarks, logos, and service marks displayed on this site are the exclusive property of Dinheiro or its partners. No rights are granted to users to use, display, or reproduce these marks without explicit authorisation. Any use of our intellectual property for commercial or promotional purposes requires prior written consent from Dinheiro.

14. Complaints and Dispute Resolution

If you have a complaint regarding our services, please contact us at support@dinheiropayments.com. We will endeavour to resolve your complaint promptly and fairly. If your complaint is not resolved to your satisfaction, you may refer it to the Financial Ombudsman Service, subject to eligibility.

15. Termination of Access

Dinheiro reserves the right to suspend or terminate your access to the website at any time, without notice, for any reason, including if you breach these terms. All provisions of these terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

16. Force Majeure

Dinheiro shall not be liable for any failure or delay in performance due to events beyond our reasonable control, including but not limited to acts of nature, war, terrorism, labour disputes, or technical failures.

17. Entire Agreement

These terms constitute the entire agreement between you and Dinheiro regarding your use of this website, superseding any prior agreements or understandings.