Individual

Foreign currency.

As a trusted, independently run institution with deep rooted expertise, we’re dedicated to safeguarding your interests, delivering tailored currency solutions without the bureaucracy of large banking corporations.

Scroll to explore

Elite Financial Engineering

Effortless global transactions, crafted for your unique requirements.

Your confidence is paramount. Experience an attentive, personalised service at every stage. Our team is always available to discuss, clarify, or assist.

Your passport to effortless global transfers.

There are countless reasons to make international payments, each as unique as your aspirations. Whether you’re acquiring or selling property abroad, planning a destination wedding, supporting friends and family, or embarking on a new chapter by retiring overseas, our tailored solutions ensure your funds travel securely and efficiently. From medical expenses and tuition fees to working or studying in another country, we provide preferential exchange rates helping your money go further, wherever life takes you.

  • Access preferential exchange rates in over 56 currencies to 150+ countries

  • Same-day or next-day (often instant) international payments and settlements

  • No payment or transfer fees for outgoing or incoming transactions

  • Multi-currency account in your name to receive, hold, and send funds globally

  • Personalised support from a dedicated relationship manager

  • Currency hedging solutions to manage and lock in exchange rates

  • Flexible solutions tailored to your personal lifestyle and international needs

Experience bespoke personal foreign exchange transfers with no annual fees or hidden charges. While traditional banks offer limited flexibility and set their own rates, we connect you to a curated network of premier liquidity providers, delivering tailored, market-leading rates and dedicated support that reflect your unique ambitions and corporate standards.

Account process.

Registration

Initiate your journey by completing our customised registration form, designed to capture your unique profile and account preferences.

Onboarding

Share any additional information or required documentation to facilitate an efficient review, ensuring your bespoke facility is tailored to your requirements.

Account Approval

After approval, your dedicated relationship manager will guide you through payment processes and deliver tailored foreign exchange solutions.

Payment services for Dinheiro Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales, Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB), License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution, Firm Reference Number: 927951.

Payment services for Dinheiro Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales, Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB), License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution, Firm Reference Number: 927951.